

What is the ACEC Life/Health Trust?
The American Council of Engineering Companies (ACEC) is the business voice of America’s engineering and design services industry. www.acec.org The ACEC Life/Health Trust is an exclusive benefits platform created specifically for member engineering firms of ACEC Florida, ACEC Georgia & most other states. CrossCoast focus is on engineering firms in FL & GA in 2026/2027. It provides access to high-quality, association-sponsored employee benefit programs underwritten by UnitedHealthcare, designed to deliver competitive rates, plan stability, and long-term sustainability for engineering firms. The goal is to attract & retain the best talent in your market. Learn more about the Trust here: ACEC Life Health Trust
How does CrossCoast work with ACEC Florida/ACEC Georgia Engineering firms?
CrossCoast works closely with ACEC Florida and ACEC Georgia member firms to:
Evaluate eligibility for the ACEC Life/Health Trust
Design and implement Trust-based employee benefits plans with UnitedHealthcare
Provide onboarding & enrollment support including a custom benefits guide.
Provide ongoing HR and benefits strategy support
Manage renewals, compliance, and employee communication
Integrate ancillary benefits (dental, vision, life, disability, FSA, COBRA, etc.)
Build out a branded Careers Page on your website
We serve as your strategic advisor and day-to-day benefits partner, ensuring your firm maximizes the value of Trust participation.
What makes the ACEC Trust different from traditional insurance?
Unlike standard fully insured or small group health plans, the ACEC Trust:
Is designed exclusively for engineering firms
Leverages group purchasing power across ACEC members
Is underwritten by UnitedHealthcare
Provides long-term rate stability strategies
Offers a structured governance model aligned with the engineering industry
This industry-specific structure often creates more predictable outcomes than going to market alone.
Who is eligible for the ACEC Life/Health Trust?
Eligibility is generally limited to:
Active ACEC Florida or ACEC Georgia member firms
Firms that meet participation and underwriting guidelines
Engineering and related professional service firms aligned with ACEC membership criteria
CrossCoast assists firms in evaluating eligibility and guiding them through the enrollment process.
CrossCoast works closely with the ACEC Trust
While the Trust provides the benefit platform, CrossCoast provides:
Strategic plan design
Renewal negotiation and financial analysis
HR compliance support
Employee onboarding and communications
Claims advocacy
Long-term workforce strategy consulting
We act as your engineering-focused benefits advisor, not just your insurance broker.
Do you only work with ACEC firms?
We specialize in advising engineering firms, technology firms, professional service organizations a few other industries. However, our ACEC Life/Health Trust expertise is specifically focused on ACEC Florida and ACEC Georgia member firms.
How do I find out if my firm should consider the ACEC Trust?
We recommend a strategic review that includes:
Current plan comparison
Contribution modeling
Renewal history analysis
Workforce demographic evaluation
Multi-year projection modeling
If you are an ACEC Florida or Georgia member firm, we can determine whether the Trust is a fit for your organization.
If you’re not yet a member then you can join ACEC to get access to the trust.
Florida – Join ACEC Florida
Georgia – Join ACEC Georgia
Learn more about the ACEC Trust here: www.aceclifehealthtrust.com