Can CrossCoast Advisors help us select employee benefit programs, onboarding & payroll? Absolutely, let’s set up a meeting to discuss your specific needs, expectations, benchmark benefits, gather data & review your budget. Then we work with the insurance carriers + HR Tech partners to design the perfect package. We shop all the plans then present our findings. Once your decisions are complete, we build the HR technology/benefits administrative platform/insurance plans. We take care of the employee education & enrollment meetings to set up your plans. That’s how it all works.
What size companies do you work with? In general, we work with small and middle-market businesses (SMB) with between 10-500 employees. We also work with large educational institutions.
What types of employee benefits does CrossCoast Insurance Solutions offer? We offer medical, dental, vision, life insurance, disability, FSA, EAP, travel insurance, Pet Insurance, Student Loan Repayment and 401(k) retirement programs. We work with top national insurance brands such as Aetna, Blue Cross/Blue Shield, CalChoice, Covered California, Cigna, Delta Dental, Humana, Guardian, Health Net, Hartford, Kaiser Permanente, Liberty Mutual, Lincoln Financial, MetLife, Nationwide, Principal, Unum, UnitedHealthcare, VSP
What Payroll/HR technology does CrossCoast Advisors partner with? We partner with top payroll and HR Technology/Benefits Administrative platforms including ADP Workforce Now, EASE, Employee Navigator, Heartland, Paylocity, Paycom, Paycor, QuickBooks Payroll, Rippling, UKG, and others. We also partner with some of the largest PEO providers if you want to go that route.
INTERNATIONAL EMPLOYEE BENEFITS – Can CrossCoast Advisors help us with our international employees? Yes, we partner with Orion International Insurance Services, which has over 25+ years of international employee benefits experience. Services include placing compliant global medical, life and disability insurance. Other benefits include medical evacuation, 24/7 multi-lingual assistance, global mental & telehealth and helpful employee facing tools to navigate foreign medical systems. Orion/CrossCoast can scale as your international headcount grows. They can assist with just one expatriate or traveler to hundreds of global employees.
STUDENT INSURANCE – Can CrossCoast Advisors help us with our student health insurance plan (SHIP)? Yes, we partner with Orion Student Insurance Services. Orion Student’s focus is with small and medium sized SHIP populations. They are experts in lowering premiums, increasing access to mental health services, and simplifying the enrollment, billing and waiver process. Orion/CrossCoast also provides in-person meetings with students and staff, school specific tutorials for students, local provider reports and helpful apps for students.
If we select you as our broker for our employee benefits, how are you paid? In most cases, CrossCoast Insurance Solutions Lic. # 0B12969/NPN-2596640 is compensated for our advisory services with commissions or service fees paid directly from the insurance carriers. No additional costs or fees are required.
What else can you do for my business? Specialized types of coverage include international travel for employees, voluntary benefit plans, student health insurance for colleges and universities. Compliance with ACA, COBRA, HIPPA, WRAP Docs, H&W 5500, HCSO.